FAQ

Common Questions, Honest Answers.

The questions we get most often from Arizona sellers, answered without sales-speak.

The Process

How fast can you buy my house in Arizona?

As fast as 7 days from offer acceptance. Most closings happen 14–30 days out at a Maricopa, Pima, or other AZ county title company. You pick the date.

How do you calculate the offer?

We pull recent sold comps in your specific Arizona neighborhood — ideally last 90 days — and weight them by distance, size, and condition. We factor in estimated repair costs and our margin. The written offer shows the math step by step.

Is the offer really no-obligation?

Yes. The offer is typically good for 7 days. Plenty of sellers take it to a local agent and decide to list instead.

What's the catch?

Honest catch: our offer will generally be below what a fully-staged, fully-inspected MLS listing might fetch over 90 days. What you're trading the price difference for is speed, certainty, no commission, no closing costs, no repair credits, no inspection re-negotiations, no financing fall-throughs.

Money

Are there any fees?

No. No commission, no closing costs, no inspection fees, no repair credits. The offer number is the number wired to your bank at closing. The only deductions are things you owe regardless of who buys (mortgage payoff, unpaid taxes, HOA dues, liens).

What if I owe more than the house is worth?

If you're significantly underwater on the mortgage, a short sale negotiated with your lender is usually better than a cash sale. We'll tell you that on the first call.

When do I get paid?

The title company wires funds to your bank on closing day.

Property Condition

Do I need to clean or make repairs?

No. We buy as-is. Leave behind anything you don't want. We handle cleanout after closing.

What if my house is in really rough shape?

Rough shape is our specialty. Fire, monsoon damage, foundation, hoarding, vacant snowbird homes — we buy them. Condition affects the price, not whether we'll buy.

Do you buy properties with tenants?

Yes. We buy tenant-occupied properties, even with difficult tenants. You don't need to handle the eviction process.

Specific Situations

What if I'm in foreclosure?

AZ is a non-judicial foreclosure state — Trustee's Sale timelines run 90–120 days. We can usually close before the auction, preserving credit (a foreclosure stays on your credit 7 years) and any equity. See foreclosure.

What if I inherited the house?

We work with Personal Representatives and out-of-state heirs. AZ probate (under ARS Title 14) typically runs 4–8 months for informal probate. We can close before or after probate completes. See inherited-house page.

What if I'm going through a divorce?

AZ is a community property state. We can sell the marital home with both spouses' agreement; proceeds get split per the decree at closing. See divorce sale page.

What if I'm out of state?

The entire transaction can be handled remotely. Document signing via overnight mail or remote online notarization.

About Us

Who actually buys the house?

Cactus Property Solutions is locally operated. We use our own funds — not bank financing, not investor pools, not iBuyer algorithms. Some properties we rent, some we renovate and resell, some we hold. See About.

Are you a real estate agent?

No. We're not realtors. We don't list properties on the MLS. We are professional home buyers who purchase properties with our own funds.

What areas of Arizona do you serve?

All of Arizona — primary cities: Phoenix, Tucson, Mesa, Scottsdale, Chandler, Gilbert, Glendale, Tempe, plus Peoria, Surprise, Flagstaff, Yuma, and surrounding. Full list on our service-areas page.

Still Have Questions?

Call or text — happy to answer anything not covered here.

Get My Cash Offer → Call (623) 253-8417